Monthly Expenses Worksheet



Shelter

Planed Expenses

Actual Expenses

The Difference

Mortgage or rent

   

<%=Expenses1%> 

Second mortgage/equity credit line

   

<%=Expenses2%> 

Association dues

   

<%=Expenses3%> 

Taxes (if not escrowed)

   

<%=Expenses4%> 

Homeowner/renter insurance

   

<%=Expenses5%> 

Cleaning supplies

   

<%=Expenses6%> 

Yard care

   

<%=Expenses7%> 

Home upkeep/repairs

   

<%=Expenses8%> 

Furniture/appliances

   

<%=Expenses9%> 

Security system

   

<%=Expenses10%> 

 

Utilities

     

Electricity

   

<%=Expenses11%> 

Gas/heating

   

<%=Expenses12%> 

Water/sewer/trash

   

<%=Expenses13%> 

Telephone/online computer

   

<%=Expenses14%> 

Cellular phone/pager

   

<%=Expenses15%> 

Pest control

   

<%=Expenses16%> 

Cable TV/satellite

   

<%=Expenses17%> 

Water softener

   

<%=Expenses18%> 

Bottled water

   

<%=Expenses19%> 

 

Insurance

     

Health/dental

   

<%=Expenses20%> 

Auto insurance

   

<%=Expenses21%> 

Life insurance

   

<%=Expenses22%> 

Disability/accident

   

<%=Expenses23%> 

 

Groceries/Meals

   

<%=Expenses24%> 

 Food at home

   

<%=Expenses25%> 

Food at work

   

<%=Expenses26%> 

Meals out

   

<%=Expenses27%> 

School lunches

   

<%=Expenses28%> 

Special diet/health food store

   

<%=Expenses29%> 

Snacks/vending machine

   

<%=Expenses30%> 

 

Transportation

   

 

Gasoline/oil

   

<%=Expenses31%> 

Car repairs/maintenance/wash

   

<%=Expenses32%> 

License/stickers

   

<%=Expenses33%> 

Parking/tolls

   

<%=Expenses34%> 

Public transportation

   

<%=Expenses35%> 

Car/lease payment

   

<%=Expenses36%> 

 

Gifts/Outside Giving

     

Churches/charities

   

<%=Expenses37%> 

Gifts to family

   

<%=Expenses38%> 

Gifts to others

   

<%=Expenses39%> 

Holiday reserve

   

<%=Expenses40%> 

 

Family Costs

   

 

Legal/tax advice

   

<%=Expenses41%> 

Union dues (if not deducted)

   

<%=Expenses42%> 

Checking account/ATM fees

   

<%=Expenses43%> 

Child support/alimony

   

<%=Expenses44%> 

Childcare/babysitter

   

<%=Expenses45%> 

Pet care

   

<%=Expenses46%> 

Postage

   

<%=Expenses47%> 

Lessons

   

<%=Expenses48%> 

Professional association fees

   

<%=Expenses49%> 

Memberships (health clubs)

   

<%=Expenses50%> 

Tuition, books, school supplies

   

<%=Expenses51%> 

Children's allowance

   

<%=Expenses52%> 

Family/social events

   

<%=Expenses53%> 

 

Personal Care

   

 

Clothing/shoes

   

<%=Expenses54%> 

Uniforms

   

<%=Expenses55%> 

Laundry/dry cleaning

   

<%=Expenses56%> 

Hair cuts/hair care/nails/pedicure

   

<%=Expenses57%> 

Make up/cosmetics

   

<%=Expenses58%> 

Toiletries or personal items

   

<%=Expenses59%> 

Cigarettes/tobacco/beverages

   

<%=Expenses60%> 

 

Health Costs

   

 

Dental

   

<%=Expenses61%> 

Health care/co pays/deductibles

   

<%=Expenses62%> 

Prescriptions

   

<%=Expenses63%> 

Counseling

   

 <%=Expenses64%>

Eyeglasses/contacts

   

<%=Expenses65%> 

 

Miscellaneous

   

 

Recreation/sports/hobbies

   

<%=Expenses66%> 

Newspapers/magazines/books/CDs

   

<%=Expenses67%> 

Vacation savings

   

<%=Expenses68%>